Insights: For Buying Wisely

Join My Client Appreciation Program

Putting Your Needs First, Saving You Time And Money! With real life solutions and genuine caring at its core, in January 2014 I launched a fun and useful Client Appreciation Program to help share insights and practical tips — along with special VIP events, rewarding opportunities, and money-saving discounts from outstanding retailers like Lowe’s!  (Imagine enjoying a Continue Reading...

Finding Your Inspiration

A Picture Is Worth A Thousand Words… True that, but did you know a picture can also give you terrific color ideas for your home?  In this article, I’ll show you how! Though we all may have the same need for food, clothing, and shelter, the amazing ways it plays out in our own lives Continue Reading...

Home Tours & Designer Showcase

The Latest Design Ideas & Trends If you’re into home design and decorating, it can be a lot of fun to check out a ‘Parade of Homes’ tour.  What’s that, you say?  Well, imagine easily seeing and comparing a showcase of beautiful houses over a weekend, and taking away great design ideas for your home! Continue Reading...

Your Home Buying Dreams Come True

Real Estate, In Real Life A basketball may seem like an unusual housewarming gift for a client who’s just bought a piece of land.  Thankfully, Marika happily said, “Tammy, this is perfect… now it finally seems real!” You see, she and her hubby, Howard, have dreamed of living where their boys can play and safely Continue Reading...

Moving Here?

Helping You Discover The Many Joys of Coastal Virginia… Welcome to the beautiful and diverse area of southeastern Virginia, stretching from the Chesapeake Bay and to its tidal rivers and creeks.  Whether you’re a water enthusiast or prefer your feet to remain firmly on dry land, the greater Williamsburg and Northern Neck regions are such a wonderful Continue Reading...

Sneak Peek At Housing Market Numbers

Be Wise, Know Your Numbers Want to know one of the most challenging hurdles when buying or selling a home?  Accepting that it’s truly a numbers game.  When I first heard this many years ago, I actually bristled at the notion.  Then I saw it played out over and over.  It’s the secret to understanding Continue Reading...

It’s True, Houses Won’t Wait For People

The One That Got Away: A Cautionary Tale Of Opportunity Lost    I felt a sense of disbelief when I heard Realtor Amy say those difficult words, “Tammy, I’m so sorry… the Laurel Point house just went under contract.” Startled and profoundly disappointed, I couldn’t express an audible response.  After all, Tabb and I spent several years Continue Reading...

Understanding What’s Truly Important To You

Know What You Want… But Unsure How To Get There? “Most of all, my wife wants our river house to have a great view.  And, the James River, that’s her absolute favorite!”  Howard’s dream of having a getaway home had become a family affair, all with the hopes of creating lasting memories along the water’s Continue Reading...

Consider The Impact of Rising Mortgage Rates

The Great Interest Rate Debate… Looking back, it started with a brisk Spring 2013 here in Williamsburg,Virginia, with market activity levels far surpassing our collective expectations. First-time home buyers were coming off the sidelines at a breakneck pace.  Home prices were seemingly irresistible and mortgage interest rates were incredibly low.  There simply weren’t enough great properties to Continue Reading...

Sell Or Stay? Conquering The Uncertainty

Market Statistics & Trends May Address Our Questions… A home purchase can represent our biggest investment — and its present dollar value can greatly impact our overall sense of financial well-being.   When values are up, we’re hopeful.  When they’re down, we’re disappointed and may even put our plans on hold… indefinitely. We may want to sell and make Continue Reading...

Move Now — Or Wait Till Spring Market?

Timing Is Everything… Real estate decisions and valuations are often factored on the familiar adage “location, location, location.”  Increasingly, the new mantra seems to be, “timing, timing, timing.” Mindful of this emerging reality, I recently shared with my Seller clients the need to pay special attention to our ‘market echo.’  Listening for valuable feedback from Continue Reading...

Get The Right Property… At The Right Price!

Helping You Succeed, From Contract To Closing… Buyers, rest assured!  Once we have identified your final home selections, I’ll share my expertise and insights to help you create a winning offer and negotiating strategy! As a student of the local market, I can leverage my experience to help you establish the right offer price and terms Continue Reading...

How To Finance Your Wonderful New Home

Demystifying The Process of Home Ownership… First and foremost, it is important to decide how much you truly want to spend, so that we can establish a realistic home price range for your needs and desires. I recommend a “pre-qualification” call with a local, preferred lender before you begin to house hunt.  They’re a fantastic resource, Continue Reading...

How To Avoid Buyer’s Remorse

Finding The Joy Of Home… That Lasts! Take your time, slow down to think about what you really want — if you aren’t concerned with missing out on a specific home.  Let’s take a step back to look at your big picture ideas first, and then work our way forward. If possible, let’s initially concentrate on two or three neighborhoods Continue Reading...

The Best Way To Compare Properties

Take The Time To Discuss Your Options… To discover the home that’s truly a perfect fit for you, well, it’s much like a treasure hunt!  And our adventurous search begins with identifying and evaluating your specific wants and needs.  Granted, that may not sound very daring, but it will help you find your treasured new Continue Reading...

Should You Buy Flood Insurance?

The Importance of Flood Insurance… Did you know that according to FEMA (Federal Emergency Management Association), everyone in the United States lives in a flood zone?  It’s just a question of whether you live in a low, moderate, or high risk area. One of the toughest lessons learned from past storms involves assumptions.  Assumptions about Continue Reading...

Design Trends: The Right-Sized Home

Bigger Isn’t Always Better… Given the lessons of the real estate boom and bust, there’s a trend that’s emerging: the ‘right sized’ home.  Perhaps going the way of the dodo bird are McMansion-sized homes of the recent past.  (Really, Tam, could that happen?)  I think it’s highly possible. Ask an empty nester if they want Continue Reading...

Living The Chateau Relaxo Life…

What In The World Is Chateau Relaxo? In short? It’s my personal design and lifestyle philosophy — joyfully embracing the simplicity and elegance in life, all in a relaxed and comfortable manner. It stretches a dollar for maximum return on investment, so there’s more left over for whatever is important to you. Through a well-received Continue Reading...

Site Planning For Waterfront Properties

Taking The Time To Do It Right… In life, I’ve found it’s far less stressful when you can pace yourself.   One of my favorite mantras is ‘inch by inch, it’s a cinch.’  Why?  Because ‘yard by yard, it’s hard.’  Think about it for a moment.  Even when many tasks await your time and attention, Continue Reading...

Got Plans? Take Time To Study The Land

Time to build your dream home right… Generally, in a contract offer to purchase land, the buyer includes a due diligence period (anywhere from 30-60 days), where they can explore everything from a building envelope to soil studies to restrictive covenants. If anything is unsatisfactory, they are released from the contract and their deposit will Continue Reading...

How Long Can You Count On A Dock Lasting?

In short, it depends on the dock…  Just as with a house, the duration of a dock should be factored upon who engineered the structure and the quality with which it was built (e.g. materials + construction). Also of major concern can be nature itself — sun, saltwater, storms and/or marine organisms.  All take their Continue Reading...

Being Mindful of The Chesapeake Bay Preservation Act

Working Together to Save the Bay… Did you know that local governments have the primary responsibility for managing land uses and development? The Chesapeake Bay Preservation Act focuses on assisting Tidewater localities to preserve the water quality through land use decisions. To implement the program, the Act established a nine-member citizen board called the Chesapeake Continue Reading...

Selecting Premier Waterfront Properties

Why Take The Time?  In Short, Your Money Matters… Whether it’s for your primary residence, a long-awaited cottage for retirement life or even a fun ‘Chateau Relaxo‘ summer home, the decision to purchase waterfront property should be approached with eyes wide open. A romantic water view can be awfully seductive, but it may not translate Continue Reading...